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The New World of Banking
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Technology has revolutionized the banking industry in a big way and the increasing Internationalization of banking has generated new risks with global consequences. Banks have redefined their business model so as to be competitive and viable in the long run. The maturity transformation process is an important feature of banking and the success of a bank, especially in an unstable economic environment depends on the quality of its asset and liability management. This study is an attempt to present the changing profile of Indian banks and how the economic functions of banks are directly related to their inherent vulnerability.
Keywords
Banking, HDFC Bank, ICICI Bank, IDBI Bank, Spread, ALM, Gap
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