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Financial Performance of State Bank of India and ICICI Bank-a Comparative Study


Affiliations
1 Sree Saraswathi Thyagaraja College, Thippampatti, Pollachi., India
2 N.G.M. College, Pollachi.
     

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State Bank of India (SBI) and ICICI Bank are the two largest banks in India in public and private sector. Performance and efficiency of commercial banks are the key elements of countries financial system. In view of this, the study set out to apply Profitability ratios, Solvency ratios and Management efficiency ratios on SBI and ICICI Bank in order to compare their efficiency and solvency position. On basis of the analysis, it has been found that both the banks are maintaining the required standards and running profitably. This comparative study of SBI and ICICI Bank demonstrates that there are significant differences on the performance of SBI and ICICI Bank in terms of Deposits, Advances, Investments, Net profit, and Total assets. Based on the study, it can be said that SBI have an extensive operation than ICICI Bank.

Keywords

SBI, ICICI, Profitability Ratios, Solvency Ratios, Efficiency Ratios
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  • www.sbi.com.

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Abstract Views: 2021

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  • Financial Performance of State Bank of India and ICICI Bank-a Comparative Study

Abstract Views: 2021  |  PDF Views: 6

Authors

D. Padma
Sree Saraswathi Thyagaraja College, Thippampatti, Pollachi., India
V. Arulmathi
N.G.M. College, Pollachi.

Abstract


State Bank of India (SBI) and ICICI Bank are the two largest banks in India in public and private sector. Performance and efficiency of commercial banks are the key elements of countries financial system. In view of this, the study set out to apply Profitability ratios, Solvency ratios and Management efficiency ratios on SBI and ICICI Bank in order to compare their efficiency and solvency position. On basis of the analysis, it has been found that both the banks are maintaining the required standards and running profitably. This comparative study of SBI and ICICI Bank demonstrates that there are significant differences on the performance of SBI and ICICI Bank in terms of Deposits, Advances, Investments, Net profit, and Total assets. Based on the study, it can be said that SBI have an extensive operation than ICICI Bank.

Keywords


SBI, ICICI, Profitability Ratios, Solvency Ratios, Efficiency Ratios

References